Qualified / Professional Investors Only · Informational Purposes Only · Not Available to U.S. Persons
Private Collaboration Overview

UK Social Infrastructure Credit Programme

Luxembourg-Structured Issuance · Private Collaboration Overview

A confidential overview shared with a limited number of institutional counterparties as part of a structured collaboration process. The following summary outlines programme objectives, indicative terms, and the Luxembourg issuance framework being proposed.

Initial Size
£50–100m
Structure
Luxembourg
Compartments
Focus
Specialised Housing
/ Healthcare
Status
Private
Collaboration
Continue
01 · Overview

A repeatable framework for UK social infrastructure credit.

Excellium Securities is structuring a UK-focused set of credit programmes across social infrastructure and healthcare-related assets. The opportunity combines long-duration, government-supported income with short-duration, asset-backed specialist lending, delivered through a consistent Luxembourg issuance framework. The programmes are supported by a well-capitalised family office providing cornerstone capital and long-term programme alignment, alongside an experienced UK-based operator.

Each issuance is designed to stand alone on its own security and income, with no cross-collateralisation between compartments. The programmes are developed within a shared partner ecosystem, combining origination, capital, and structuring within a single coordinated framework — supporting ongoing institutional participation across a defined pipeline of UK situated assets with government-related, legally obligated income streams.

02 · Programme Details

Two complementary programmes. One institutional framework.

The opportunity comprises two distinct but complementary credit programmes — a long-duration, government-supported income strategy and a short-duration, asset-backed lending strategy. Each programme is structured independently, but developed within a shared ecosystem of partners and delivered through a consistent Luxembourg issuance framework.

Programme I

Government-Supported High Grade Credit
UK Social Infrastructure

Statutory, government-supported income derived from long-duration, inflation-linked assets.

  • Specialised housing / healthcare assets
  • Long-duration lease-backed income
  • Government-supported payment flows
  • CPI-linked profile
  • Enhanced leverage relative to traditional bank financing
Indicative Parameters
Initial Compartment~£37m
Programme SizeMulti-compartment (growing)
Duration5yr + extension to 10yr
Income ProfileCPI-linked income profile (sponsor-indicated: CPI + c.1% range)
LTV~75–85%
SecurityProperty + income assignment
Programme II

Senior Asset-Backed Credit
UK Specialist Lending

Short-duration, first-charge lending into operational UK healthcare assets, secured against real estate and loan portfolios.

  • First-charge lending into operational healthcare real estate
  • Short-duration bridge / transitional loans
  • Conservative underlying leverage
  • Capital recycling profile
  • Structural first-loss protection
Indicative Parameters
Initial Tranche£30–50m
Programme SizeScaling toward £200m+
DurationShort-duration
Income ProfileMid-single digit income profile (sponsor-indicated: c.6–7%, subject to structuring)
LTV~50–55%
SecurityFirst charge + loan book
First Loss50% — UK funding partner
03 · Investor Positioning

Designed for institutional allocation.

Both programmes are calibrated to institutional mandates seeking real-return, income-backed exposures with real asset security and structural downside protection. Each issuance sits within a consistent Luxembourg framework supported by a shared partner ecosystem spanning origination, capital, and structuring.

i.

Government-Supported Income

Income characteristics flowing from statutory frameworks, not discretionary commercial arrangements.

ii.

Real Asset Security

First-charge, property-level security over independently valued real estate collateral.

iii.

Complementary Duration

Complementary duration profiles across long-term income and short-duration lending.

iv.

Downside Protection

Structural protection through first-loss coverage and conservative LTVs at the lending sleeve.

v.

Repeat Issuance

A framework designed to support multiple compartments across a defined institutional pipeline.

vi.

Luxembourg Structuring

Institutional-grade issuance vehicle with ring-fenced assets, liabilities, and cashflows per compartment.

Key Allocation Considerations
  • Senior secured exposure to UK social infrastructure
  • CPI-linked / inflation-aware cashflows
  • Access via Luxembourg structured issuance (compartment-level exposure)
  • Backed by an established UK specialist operator
  • Government-supported income characteristics
  • Real asset-backed security with defined downside protection
  • Supported by aligned family office capital
  • Structural first-loss protection (c.50%) within the credit programme
  • Capital recycling and reinvestment to enhance deployment efficiency
04 · Structure

Proposed Luxembourg Structure.

Each opportunity is structured through a dedicated Luxembourg compartment, with ring-fenced assets, liabilities, and cashflows. The framework positions Excellium as the long-term issuance partner across both programmes.

Each programme is structured as a series of discrete, separately secured note issuances under a common institutional framework. Every compartment stands alone on its own security and income, with no cross-collateralisation or interlinking between issuances.

Administration, reporting, and compliance sit within a Luxembourg-based institutional perimeter, supporting repeatable issuance and consistency across the programme as it develops.

Investor participation is available to qualified / professional counterparties only, with defined exposure at the point of issuance and full visibility into the underlying security and cashflow structure.

Issuance Flow
01Investors
02Excellium Securities S.A.
Luxembourg Compartment
03Programme I  /  Programme II
04SPV / Loan Structures
05Underlying Assets & Income Streams

Each issuance provides investors with defined exposure to a specific asset-backed credit profile at the point of entry, without pooled allocation.

05 · Private Collaboration

A controlled process to shape final terms.

This overview is shared on a limited, confidential basis as part of a private collaboration process with selected investors and counterparties. It is not a public offering and is not intended for broad distribution.

i.
Pricing Alignment

Calibration of coupon and yield expectations against institutional benchmarks for the asset class.

ii.
Leverage Parameters

Refinement of LTV ranges across both programme sleeves relative to investor risk appetite.

iii.
Structural Optimisation

Fine-tuning of compartment architecture, security packaging, and note-level protections.

iv.
Allocation & Programme Fit

Establishing alignment with investor mandate, sizing, and long-term programme participation.

The objective is to shape final programme terms in line with institutional requirements prior to formalisation.

06 · Engagement

Engaging selected counterparties.

This overview is shared on a confidential basis with a limited number of counterparties as part of an ongoing structuring process. If of interest, we would be happy to continue the discussion or hear your thoughts.

Sharing your details confirms you are a qualified / professional investor and not a U.S. Person. All correspondence is treated in confidence.